|Is your health plan complying with mental health parity law?Is your health plan still imposing an arbitrary limit on covered inpatient days or outpatient visits for behavioral health coverage? |
Is your group health plan applying a separate lower deductible or higher cost sharing for outpatient mental health services?
Have you noticed improved coverage for mental illness treatment in your group health plan in 2010, e.g. lower cost sharing, a lower deductible or elimination of a treatment limitation such as a cap on outpatient visits?
Is your group health plan still using a separate deductible that applies only the plan's behavioral health benefit? If so, they are likely doing so in violation of the new parity law.